lidya
LIDYA — VOL. 02 · HOW IT WORKS / 2026
§  从申请到结算

入驻,六个步骤。

大多数商户在四十八小时内上线。

iAPPLY

One screen, six fields. Sixty seconds.

No account required to begin.

NO ACCOUNT REQUIREDPUBLIC FORM
iiGET AUTO-APPROVED

Under $50k/month: instant. Larger: 24h review.

No KYC paperwork for sandbox.

UNDER $50K · INSTANTNO KYC PAPERWORK
iiiSET A PASSWORD

Invitation in email. Click, set password, 2FA optional.

Dashboard access opens immediately.

2FA OPTIONALDASHBOARD ACCESS
ivRECEIVE SANDBOX KEY

Shown once. sk_test_… Copy it now.

We hash and never display again.

FORMAT · sk_test_…ONE-TIME DISPLAY
vINTEGRATE & TEST

cURL, Node, Python. First charge: five minutes.

Webhooks signed with HMAC.

QUICKSTART · 5 MINWEBHOOKS · HMAC
viSETTLE IN USDT

T+1. TRC20 / ERC20 / BEP20 / Polygon.

No bank rails on the merchant side.

T+1 BUSINESS DAYNO BANK INVOLVED
从提交表单到首次成功扣款,中位入驻时间不到一小时。
— LIDYA 运营指标

无文件。无电话。只有密钥。