dating

Payment gateway for dating platforms

Dating sits in the high-risk shadow even when fully compliant — sponsor banks treat the category as reputational risk. Lidya underwrites legitimate dating platforms with the same speed as any other vertical.

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Why it's hard

  • Stripe-style processors classify dating as adult-adjacent and decline at onboarding.
  • Card networks scrutinise chargeback rates on subscription cancellations.
  • International audience means international card mix — local-only TRY rails leave 70% of conversions on the table.

How Lidya solves it

  • International card acceptance (Visa / Mastercard / Amex from any issuing country).
  • Subscription pipeline with renewal webhooks and retry policy.
  • USDT settlement, no FX hedge to manage.
  • Chargeback monitoring with representment hooks.

FAQ

Is a dating site high-risk?
Yes, under most sponsor-bank classifications, even for fully-compliant platforms. Chargeback exposure on subscription cancellations is the main driver.
Can I do free-trial-to-paid conversion?
Yes. Tokenise the card on free-trial signup, fire the first paid charge on day-N, and webhook-listen for failed charges so your fulfilment can pause access.

Ready to start?

Sandbox API key in minutes. Live keys after KYC in 24–48 hours.

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