crypto
Payment gateway for crypto exchanges and SaaS
MCC 6051 is on every general processor's exclusion list. Lidya converts your customer's card payment to USDT and settles directly to your wallet — fiat onramp without the banking risk.
Apply for an account →Why it's hard
- Stripe and Adyen refuse MCC 6051 crypto-related merchant codes outright.
- Banks freeze settlement wires the moment they identify a crypto recipient.
- Customer KYC is on the merchant, but processor KYC adds another rejection layer.
- Network fees on internal transfers eat into the unit economics.
How Lidya solves it
- Card-to-USDT pipeline: customer pays in TRY, you receive USDT next day.
- Tron / ETH / BSC settlement, choose at wallet level.
- Sandbox parity for every endpoint and webhook.
- PCI-compliant tokenisation — store card-on-file with no PCI scope.
FAQ
- Can I run a crypto exchange and accept credit cards?
- Yes, with the right gateway. Stripe and Adyen will not approve crypto MCC 6051. Lidya does, with the trade-off of higher MDR (8–15%) and a rolling reserve.
- Are there crypto-specific compliance requirements?
- You're responsible for customer KYC under your jurisdiction's VASP rules. Lidya handles card-side compliance and AML at the gateway layer.
Ready to start?
Sandbox API key in minutes. Live keys after KYC in 24–48 hours.
Apply →Related reading
- What Is a High-Risk Payment Gateway? Complete Guide 2026Learn what makes a business high-risk, why major processors reject them, and how a high-risk payment gateway works — including T+1 USDT settlement.
- Top Stripe Alternatives for High-Risk Businesses in 2026Stripe banned your account? The best alternatives for high-risk merchants including forex, betting, crypto, IPTV, and adult.