betting

Payment gateway for online betting and casino

MCC 7995 is the canonical high-risk vertical. Lidya onboards licensed operators in days, not weeks — and the only banking touchpoint is your customer's card issuer.

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Why it's hard

  • Sponsor banks at general processors apply blanket MCC 7995 exclusions.
  • Settlement wires get frozen mid-cycle when a correspondent bank notices your MCC.
  • Chargeback ratios climb fast on losing-bet disputes.
  • Regulator licenses (MGA, Curaçao, IoM) don't help with mainstream acquirers.

How Lidya solves it

  • International + Turkish card acceptance, 3DS enforced.
  • Daily 03:00 UTC USDT batch settlement.
  • Network-level chargeback monitoring against Visa CE 3.0 thresholds.
  • Webhook-driven dispute timeline with representment hooks.
  • Tiered MDR after 6 months of clean processing.

FAQ

Can I accept cards for a betting site without a license?
No. A regulator license from any major jurisdiction (MGA, Isle of Man, Curaçao, etc.) is a hard requirement for Lidya underwriting.
What is the typical betting MDR?
10–15% for international cards. Rolling reserve of 10%. Volume above $500k/month qualifies for an MDR review at the 6-month mark.
How does Lidya manage chargebacks?
Real-time webhook feed, dashboard with dispute lifecycle, automated representment when the bet history rebuts the dispute. The network-level monitor watches your CB ratio against Visa thresholds and warns before you cross.

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