forex

Payment gateway for forex brokers

MCC 6211 is excluded at every general-purpose processor. Lidya was built to onboard forex brokers in 24–48 hours and settle in USDT — no sponsor-bank middleman holding your funds.

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Why it's hard

  • Stripe, PayPal, and most local acquirers refuse forex accounts at onboarding.
  • Chargeback ratios on trader losses regularly push CB rates above 1%.
  • Settlement wires get held by correspondent banks reviewing your MCC.
  • Regulatory variance across jurisdictions makes generic underwriters nervous.

How Lidya solves it

  • International credit / debit card acceptance (Visa, Mastercard, Amex).
  • T+1 settlement in USDT on Tron, Ethereum, or BSC — no SWIFT exposure.
  • Instant sandbox API key; live keys after KYC (24–48h).
  • Webhook-driven chargeback feed with automated representment.
  • 3D Secure enforced above a configurable threshold.

FAQ

Can forex brokers accept credit cards in 2026?
Yes, through a high-risk-friendly gateway like Lidya. Stripe and PayPal will not approve MCC 6211, but Turkish acquirers with the right sponsor-bank relationship do — and settle in USDT to bypass correspondent banking entirely.
What is T+1 USDT settlement?
Your customer pays with a card. Funds clear the card network within 24h. The next business day at 03:00 UTC, Lidya broadcasts the net amount to your USDT wallet on the network of your choice.
What's the typical MDR for a forex broker?
12–18% on international cards, lower on local TRY-issued cards. Rolling reserve of 5–10%. Lower MDRs after 6 months of clean trading history.

Ready to start?

Sandbox API key in minutes. Live keys after KYC in 24–48 hours.

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